The SeQure Insurance Plan offers the convenience of a one-time payment, making the investment process simple and easy to manage. The plan provides hassle-free enrolment and gives policyholders the flexibility to manage their investments according to their financial goals.

It also offers global USD investment opportunities with worldwide coverage, ensuring broader financial protection and investment access. In addition, the plan provides access to a wide range of high-vintage Global USD Funds, allowing investors to benefit from diversified investment options and potential long-term growth.

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Your age

18 yrs

36 yrs 47 yrs 60 yrs

Your current income per annum

USD X

USD XXX USD 1000000

Desired retirement age

18 yrs

36 yrs 60 yrs 80 yrs

Expected money growth (in %)

0

20

Regular bills

Clothing

Lifestyle

Food

Transport

Medical

Inflated calculations against each current expense

  • Regular bills
  • Food
  • Clothing
  • Transport
  • Lifestyle
  • Medical

Current expenses

Retirement expenses

The money that you need at the day of retirement

Source:
USD '000
Total amount includes education and cost of living
@inflation rate of 2% pa
Assumed life expectancy is 80 years

WHY SHOULD YOU INVEST IN
QLM WEALTH PLUS?

  • Convenience of onetime payment free from the hassle of multiple payments – Single Premium
  • Convenience of choosing your own investment funds to suit your Risk Profile
  • Investment amount as per your financial goal
  • Flexibility to manage your investments
  • Financial security for your loved ones
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Benefits of Investing Wealth Plus:

  • Life Insurance Coverage
  • Provides insurance protection for beneficiaries.

  • Worldwide Coverage
  • Ensures insurance protection across different countries and regions.

  • Maturity Benefit
  • Pays the total fund value upon policy maturity to support long-term financial goals.

  • No Surrender Charges After 3 Years
  • Allows policy surrender without penalties after the third year, providing added financial security and flexibility.

  • One-Time Investment Convenience
  • Requires only a single premium payment for easy and hassle-free investing.

  • Flexible Investment Terms
  • Offers policy terms of 10, 15, or 20 years to match different financial objectives.

  • High Investment Flexibility
  • Allows investments starting from USD 10,000 with no maximum
    investment limit.

  • Global USD Investment
  • Opportunities – Provides access to diversified global USD – denominated funds for potential long-term growth.

  • Partial Withdrawal Facility
  • Enables withdrawals of up to 80% of the fund value from the second policy year onwards.

  • Top-Up Investment Option
  • Allows additional contributions from the second year to increase investment value over time.

  • Unlimited Free Fund Switches
  • Gives investors the flexibility to switch between funds without additional charges.

  • Hassle-Free Enrollment – Features
  • A simple and convenient application and enrollment
    process.

Eligibility

Specifications Criteria
Age of Entry
Minimum 18 years
Maximum 65 years
Single Premium Amount
Minimum USD 10,000
No Maximum Limit
Sum Assured
Minimum USD 10,000
Maximum Cover of USD 1,000,000
Policy Term
10, 15 and 20 years