This type of insurance provides coverage for medical expenses such as doctor visits, hospital stays, surgeries, prescription drugs, and other health-related expenses.
Group medical insurance typically provides more comprehensive coverage than individual medical insurance and often has lower premiums because the risk is spread across a larger group. Employers may offer group medical insurance as part of their benefits package to attract and retain employees.
It’s important to carefully review the policy details and coverage options before enrolling in a group medical insurance plan to ensure that the policy meets your healthcare needs and budget.